Banking / Financial intermediaries (structuring)
Banking and finance M&A deals require a somewhat different approach than would be the case with corporate M&A. Since financial service providers are under the supervision of their regulatory authorities, in most cases anticipated transactions have an impact on shareholding and thus also potentially on the bank’s reputation, in turn with consequences for capital adequacy and liquidity ratios. This means that lawyers to whom the legal side of the transaction is entrusted have to devote themselves to close interaction with various treasury, risk management, AML and business development departments. Our experts find the balance sheet of financial institution to be an explanatory information source which helps us find the most appropriate legal solutions for transaction mechanisms acceptable to financial service regulators.
- Structuring intra - group acquisitions.
- Guidance through authorization of credit institutions / fit & proper and substantial control acquisition tests.
- Restructuring of group holding arrangements.
- Formation / acquisition of asset portfolios.
- Legal support to development of banking products.
- Restructuring and winding up credit institutions.
- Shadow banking products.